Compare the best fixed-term savings rates in Ireland.
Compare leading fixed-term deposit accounts from trusted providers and discover how much more your savings could earn. Free, independent, no obligation.
Current best fixed-term savings rates
Compare live rates from leading Irish and EU-regulated providers. Click a row to enquire.
| Provider | Interest Paid | ||||
|---|---|---|---|---|---|
1-Year Fixed Term Enquire to reveal | 4.55% | 1 Year | €5,000 | At maturity EU DGS €100k | Enquire |
EU Fixed Deposit Enquire to reveal | 4.10% | 1 Year | €1,000 | At maturity EU DGS €100k | Enquire |
Fixed Deposit Enquire to reveal | 4.05% | 1.5 Years | €10,000 | At maturity EU DGS €100k | Enquire |
5-Year Fixed Enquire to reveal | 3.95% | 5 Years | €5,000 | Annually EU DGS €100k | Enquire |
2-Year Fixed Enquire to reveal | 3.80% | 2 Years | €5,000 | Annually Irish DGS €100k | Enquire |
N26 Fixed Term Enquire to reveal | 3.65% | 3 Years | €2,000 | At maturity EU DGS €100k | Enquire |
Easy Access Fixed Enquire to reveal | 3.36% | 1 Year | €1 | Weekly EU DGS €100k | Enquire |
Fixed Term Deposit Enquire to reveal | 3.00% | 1 Year | €15,000 | At maturity Irish DGS €100k | Enquire |
Advantage Fixed Enquire to reveal | 2.75% | 2 Years | €5,000 | Annually Irish DGS €100k | Enquire |
Fixed Rate 6mo Enquire to reveal | 2.50% | 6 Months | €5,000 | At maturity Irish DGS €100k | Enquire |
Rates shown for illustration. All accounts protected up to €100,000 by an EU or Irish Deposit Guarantee Scheme.
See what your savings could earn
Adjust your deposit, term and rate to project your returns instantly.
Illustration only. Excludes DIRT tax (currently 33%).
Why choose fixed-term savings?
Fixed-term deposits are one of the safest, most predictable ways to grow your savings.
Fixed-term accounts typically pay significantly more than easy-access savings.
Your interest rate is locked in the day you open the account.
Deposits are held with regulated banks — not exposed to markets.
Up to €100,000 covered by the EU / Irish Deposit Guarantee Scheme.
Most accounts can be opened online in minutes with a specialist.
Perfect for goals 6 months to 5 years away — house, wedding, tax bill.
Three simple steps to a better savings rate.
Browse market-leading fixed-term deposit accounts, updated daily.
Tell us how much you'd like to save and for how long — takes about a minute.
A savings specialist matches you with the best available accounts and helps you apply.
What you get with PaddyRateFinder
"Moved €80k from AIB to a Raisin fixed-rate — earning almost €2k more a year. Painless process."
"Specialist was straight-talking and helped me split funds to stay within protection limits."
"The calculator sold me. Rates I didn't know existed at Irish banks."
Everything you need to know.
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